Ooops, forgot to pay your bills before vacation? Mortgage payment lost in the mail? Identity theft??
Admittedly, my M.O. for years, much to my husband's dismay, was to put the bills "someplace safe" and pay them whenever the envelopes started arriving in primary colors. You know what I mean...the YELLOW envelope with RED print is BAD.
That's when I would thrash through my piles of junkmail, books, kids' artwork, receipts, catalogues, winnowing out the official-looking envelopes, and setting aside everything in life to salvage the heat in the house. Feeling this overwhelming sense of accomplishment when the deed was done, I would always wonder why I waited so long..... (more on therapy for procrastinitis once I master it).
In case you are not PERFECT (you obsessive-compulsive types know who you are), then I strongly recommend checking your credit report annually. It's free and quite often, very revealing. Best of all, it's less embarrassing to clean up your mistakes before your mortgage broker breaks the bad news to you.
https://www.annualcreditreport.com
It's free once per year and only takes about 5 minutes to do. With all the identity scares in the news, do yourself a favor and stay on top of this.
No comments:
Post a Comment